The Co-op

A co-op is an organization owned by and operated for the benefit of those using its services. Cooperatives have been successful in such fields as the processing and marketing of farm products and the purchasing of other kinds of equipment and raw materials, and in the wholesaling, retailing, electric power, credit and banking, and housing industries.

Why not  have one for medical services?

•The issue to the American citizen is cost.
•The issue to the government is control and power.
•The issue to the insurance industry is profit.

The challenge is to reframe the discussion away from government mandates and back to the cost; specifically, how to reduce the cost.

Since no crisis existed before insurance and government intervention, perhaps returning to that point is a good start.

The question then becomes how to turn back the artificially high cost of health care? 

The answer: Medical Cooperatives.

 

The Medical Co-op:

•Has No Owners
•Is Members Only (modeled after the YMCA)
•Delivers medical service at cost
•Eliminates the middle man by owning the means of delivering the service.
•The profiteering is eliminated.
•The main goal is to provide medical services at cost so even the low-income on Medicaid can afford to pay them.
•This is a TRUE not-for-profit organization.
•The services of the cooperative may include Diagnostic Studies (MRI,CT SCANS), Laboratory Studies, Physical Therapy, Pharmacy, and facility based charges.

Co-op  Profit vs. Profiteering

When looking at the free market, the price of a product is set by the market. When the government steps into a market (health care market), the market is not free. The government sets a price that is not based on value.

Co-op  Value

The first thing the general public needs to understand is what has value. Value is different from cost. There are something’s of great value that don’t cost much. Sometimes thing of value have great worth. The important thing is to understand what has value.

In medicine, One should ask, does the diagnostic test which cost thousands of dollars have more value than the doctor who reads the scan for hundreds of dollars or the family doctor who gets only forty dollars for his office visit and send  you to the surgeon to fix you. Is the value in the hospital visit which cost forty thousand dollars or is the value in the neurosurgeon who operated on your spinal cord which cost three thousand dollars? Is the value in the government compliance programs or the government regulations? Is there value in the insurance companies and if so which part of the insurance business  has value?

Are the cost of these things over valued. We should ask is medicine hyper inflated and is there a better way? Is there a more cost effective way?

In the Old Testament, the Book of Isaiah a scripture asks, “Shall the axe boast itself against him that hewed therewith? or shall the saw magnify itself against him that shaketh it? as if the rod should shake itself against them that lift it up, or as if the staff should lift up itself, as if it were no wood.”   As we look at medicine, we should ask is the MRI machine greater than the doctor that reads the image?